Umpqua Regional Housing Center

Serving Douglas County, Oregon
A program of Umpqua Community Development Corporation
A Nonprofit Organization

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Homebuyer Classes

You wouldn't attempt to drive a car without first taking lessons, neither should you run out and buy a house without first learning the basics about the home buying process. The ABC's of Home Buying is a step-by-step guide to   preparing for the largest purchase of your life. The course covers:     

                                                   

  • Housing Decisions: Examine your housing needs versus your housing wants, making realistic and smart choices, and making considerations for timing your purchase.

  • Home Warranties: Hear about what you, your agent or seller might be able to add to make an investment even better!

  • Home Inspections: Learn what the professionals look for when evaluating your property and how to protect your investment from the very beginning.

  • Financial Preparation: Look at your credit, budget, savings and spending to determine if this is the right time to buy.  Learn how lenders calculate payment and debt ratios so you can be better prepared.

  • Mortgages: Learn the differences between and Adjustable Rate Mortgage versus a fixed, and the benefits of both. Find out if you are the right candidate for a first time home buyer program.

  • Home Owners Insurance: Discover the reasons to be fully insured when you buy your home.  Study your options and benefits of several policies.

  • Closing Your Loan: Find out what really happens when you get to the closing table.  Learn how to read those all those forms and test knowledge of different policies.

  • Protecting Your Investment: Preparation doesn't stop just because you purchased.  Study tips and suggestions about increasing your values, savings money, increasing safety and much more!

Now available: University of HOME (Home Owner's Money, Maintenance and Education) class and the Financial Fitness class.

Click here to see a schedule or to register.

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Copyright © 2007 Umpqua Regional Housing Center
Last modified: 06/01/09

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